Along with the access to the model portfolios, clients will receive a risk evaluation (through our Risk-Tolerance Questionnaire), an Investment Policy Statement (IPS), quarterly performance reports, portfolio monitoring, portfolio rebalancing, Asset Location, and annual reviews. We are also available to answer and consult on any questions or concerns regarding Retirement Planning, Estate Planning, Insurance Planning, and Tax Planning at an additional hourly rate. Any consultation regarding the management of your portfolio is included in the annual advisory fee.
All of our clients must submit a Risk-Tolerance Questionnaire initially. The questionnaire gives us an idea of what level of risk the client is willing to bare. After evaluating the questionnaire, we present the client with an Investment Policy Statement. There on, we proceed to select a model portfolio. If none of our model portfolios match his or her financial objective, we will consult with the client on creating an allocation of funds that satisfy his or her needs.
We also provide quarterly performance reports. Our performance reports are generated utilizing industry recognized Morningstar Office software. Performance of your accounts will be compared to a comparative benchmark index using the appropriate major indices. We also provide other types of reports at the request of the client. Below are samples of reports we provide our clients:
With the annual advisory fee, we also provide basic portfolio rebalancing. For our model portfolios, rebalancing is done on an annual basis. However, all portfolios in model portfolios will be monitored monthly.
We keep our clients informed of all of their account activity. We have created E-mail alerts to be sent out to clients using the custodians’ E-mail alert systems to inform the clients of their various account activities. We also schedule Year-End and Mid-Year Reviews with our clients to discuss any necessary adjustments. If requested, we also schedule video conferences. Clients may call us if they have any questions regarding their portfolio. Reviews are scheduled on an appointment only basis.
Services for Certified Public Accountants
We also offer our investment management services to clients of Certified Public Accountants. If you are already offering your clients a full line of services and looking to include investment management to that list, our Institutional Investment Platform is an ideal solution.
Our Model Portfolios are very transparent and cost-effective, and the Models were created with each having a specific investment objective in mind. Your clients will also know exactly what they are invested in at all times. The Model Portfolios consist of mutual funds from highly reputable fund management companies like DFA (Dimensional), Vanguard, PIMCO, iShares, WisdomTree.
Your clients’ assets will be held at the custodian of their choice, such as Charles Schwab & Co., Inc., Fidelity Institutional, or TD Ameritrade.
Now you can give your clients the guidance they seek and help them achieve their investment goals.
Please call or email us for more information.