As part of the wealth management services, we offer the following:
Retirement Planning – the process of establishing a retirement income goal and gathering information about your potential sources of retirement income. The information is then used to help determine if your projected retirement cash flow is adequate to fund your needs.
Establish Retirement/Qualified Plans
Establish Plan Objectives
Determine Plan Allocations
Estate Planning – the process of accumulating and disposing of an estate to maximize the goals of the estate owner. Various goals of Estate Planning include making sure the greatest amount of estate passes to the estate owner’s intended beneficiaries and providing for and designating guardians for minor children.
Prepare Wills and Estates
Administer Probate Process
Minimize Estate Tax Liabilities
Assist in Establishment of Trust Accounts
Determine Charitable Gifting Techniques
Tax Advice and Planning – devising strategies throughout a client’s investment horizon in order to minimize tax liability such as choosing a tax filing status that is most beneficial to the taxpayer.
Determine Applicable Expenses, Losses, Deductions, and Tax Credits
Determine Tax Implications of Business Structures
Insurance and Risk Management – a well-designed insurance and risk management plan that allows you to user your financial and human capital to pursue one’s vision, unhindered by the need to maintain high reserves to cover potential losses.
Determine Insurance Needs
Determine Applicable Annuities, Life Insurance, Health Insurance, and Homeowner's Insurance
Assist in Purchasing and Pricing Life Insurance
Administer Insurance Trust Accounts
Asset Protection –– refers to the utilization of legal techniques for protecting one’s assets from judgments.
Suitable Beneficiary Arrangements
Beneficial Property Titling
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