YEAR CONTRIBUTION IF UNDER THE AGE OF 50 CONTRIBUTION IF OVER THE AGE OF 50 DEADLINE TO OPEN IRA DEADLINE TO CONTRIBUTE TO IRA
2018 $5,500 $6,500 4/15/2019 4/15/2019
2019 $6,000 $7,000 4/15/2020 4/15/2020
Contribute to a Roth at any age

2019 Roth IRA Contribution Limitations

If Your Filing Status is… And Your Modified AGI is… Then You Can Contribute…
Married filing jointly or qualifying widow(er) $193,000 or less up to the limit
more than $193,000 but less than $203,000 a reduced amount
$203,000 or more zero
Married filing separately and you lived with your spouse at any time during the year less than $10,000 a reduced amount
$10,000 or more zero
Single, head of household, or married filing separately and you did not live with your spouse at any time during the year $122,000 or less up to the limit
more than $122,000 but less than $137,000 a reduced amount
$137,000 or more zero