Retirement Readiness: How to Invest

Researcher Kaitlin Simpson explains why you should focus on income when investing for retirement and follow a strategy that addresses the risks that can affect your future income and standard of living.

Retirement Readiness: Establishing Your Savings Rate

How much should you save for retirement? Marlena Lee, PhD, discusses important factors that can help you meet your goals, like determining your savings rate, monitoring your progress, and making adjustments over time.

A Clearer View of Your Path to Retirement

It’s time to think about retirement in a new way, with a focus on income. The Dimensional Target Date Retirement Income Funds are designed to offer a low-cost, convenient solution to retirement planning.

How Much Should You Save for Retirement?

How much should you be saving for retirement? Massi De Santis, PhD, explains that the answer should be customized for each individual, based on how their income grows prior to retirement.

How Much Income Do You Need in Retirement?

How much retirement income is enough? In this client-ready video, Marlena Lee, PhD, explains that the answer should be customized for each individual, based on their lifestyle and their income prior to retirement.

Determining Optimal Withdrawal Strategies - Peng Chen

Peng Chen discusses his recent paper on optimal withdrawal strategies. The paper, which received the 2012 Academic Thought Leadership Award from the Retirement Management Journal, evaluates common withdrawal, or spending, strategies based on a new measurement–the withdrawal efficiency rate.


David Booth On: Forecasting

Dimensional Founder David Booth shares his perspective on the limitations of market forecasting.

Mutual Fund Landscape

Dimensional’s 2018 analysis of US-based mutual funds shows that only a small percentage of funds have outperformed industry benchmarks after costs—and among top-ranked funds based on past results, only a small percentage have repeated their past success.

Tuning Out the Noise

At Dimensional, we believe that the right financial advisor plays a vital role in keeping investors focused on what really matters.

Dimensional On: Recent Market Volatility

Jake DeKinder, Head of Advisor Communication, explains why investors should view recent market declines as part of the nature of investing.

Research in Focus: Interest Rates and Equity Returns

What will happen to equity returns if interest rates go up or down? Wei Dai, PhD, examined US market returns and a variety of interest rates and found the empirical relation has been weak and noisy.

The Federal Reserve

Professor Eugene Fama and David Booth discuss the Federal Reserve’s perceived impact on market interest rates.

Volatility of Premiums

Professor Eugene Fama and David Booth explain why, despite periods of underperformance, investors should continue to expect risk premiums in the future.

Robust Research

Professor Eugene Fama and David Booth discuss the value of designing and executing investment portfolios built on robust research.

Eugene Fama on Modern Finance

University of Chicago Booth Professor and Nobel prize winning economist Eugene Fama talks about the evolution of modern finance.

Why Invest in ETFs?
ETF Creation/Redemption Process: Behind the Scenes
Looking for Income in All the Right Places
Perspectives on Market Volatility

Dimensional thought leaders discuss principles that may help investors during periods of increased market volatility.

Can You Predict a Good Time to Buy and Sell Stocks?

Can investors predict when to buy and sell securities? Jim Davis, PhD runs more than 780 tests on data from 15 stock markets to test this theory.

The Power of Markets

Curious about how markets work? This video explains how security prices are set and how they change based on the collective knowledge of buyers and sellers. Armed with this information, investors will better understand how and why markets work.

Dollar Cost Averaging

Does it make sense to dollar cost average? It depends. Standard financial analysis says dollar cost averaging is suboptimal. If you focus on only your investment outcome, investing a lump sum immediately lets you construct the best portfolio you can today; slowing the process with dollar cost averaging just keeps you in something other than your best portfolio until you are done. Behavioral finance provides a different perspective. Because of the difference between the…

Did Diversification Fail When We Needed It Most?

Investors may doubt the usefulness of diversification after the recent market decline. In this video, Kenneth French explains that diversification cannot reduce the volatility of the overall market, but it is still important because it reduces the risk associated with individual firms or asset classes. He also discusses the perception that correlations between assets rise when market volatility is high.

Rampulla's 3 Keys to Active's Evolution

nvestors are fleeing high-cost active management, adopting the next phase of active strategy. Tom Rampulla, head of U.S. Financial Intermediaries and managing director of Vanguard Financial Advisor Services™, breaks down the decline of high-cost active investing and shares the three keys to active investing’s evolution in his Inside ETFs keynote address to advisors, “The death of active?”

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Charles Schwab Self-Directed Brokerage Accounts

A self-directed brokerage account expands your retirement offering beyond a preselected investment lineup. It gives participants more flexibility to select the individual investments in their plan. The Schwab Personal Choice Retirement Account® (PCRA) is a self-directed account option, and it’s designed to fit seamlessly into any plan offered.