Firm and Service Related
Yes, we offer wealth management services at an additional hourly rate of $150.
Yes, we provide our clients with customized portfolios if none of the model portfolios suits their needs.
If necessary, we will schedule a meeting to go meet with the client. Clients are also welcome to come visit our office.
Yes, we have been a DFA approved advisor since 2006.
Yes, we offer asset management services to 401K plans. Please contact us for more details.
Safety of Assets
Client assets will be held at the brokerage firm of his or her choice, such as Charles Schwab & Co, Inc., Fidelity Institutional Wealth Services, or TD Ameritrade.
Yes, you may access your account via online. This service is provided to you through the custodians, Charles Schwab & Co., Inc, Fidelity Institutional, and TD Ameritrade.
If you are dissatisfied at any point with our services, you may de-link as your advisor at any time, and you will not be charged for the remainder of the year.
Fees and Costs
Our Annual Advisory Fee ranges between $1,000 and $5,000.
The fee is charged at the end of each quarter. It is prorated on a monthly basis.
No, the transaction fees charged by the custodians are in addition to the annual fee.
We provide quarterly performance reports, portfolio monitoring, basic portfolio rebalancing, account alerts, semi-annual teleconferences, and secure internet account access.
Yes, you may household accounts.
Do you receive any kick-backs for using Charles Schwab & Co., Inc., Fidelity Institutional Wealth Services, or TD Ameritrade?
No, we are not compensated by our broker/dealers. We are compensated strictly through management fees charged to our clients.
We apply a passive investment strategy utilizing traditional and enhanced index funds.
It will be determined by using broad indices, such as S&P 500, Russell 1000, Russell 2000, and etc. Allocations of each index will depend on the model folio chosen.