Firm and Service Related

Do you provide wealth management services?

Yes, we offer wealth management services at an additional hourly rate of $150.

Do you provide your clients with customized portfolios?

Yes, we provide our clients with customized portfolios if none of the model portfolios suits their needs.

How do you meet with your out of town clients?

If necessary, we will schedule a meeting to go meet with the client. Clients are also welcome to come visit our office.

Are you a DFA approved advisor?

Yes, we have been a DFA approved advisor since 2006.

What types of retirement plans do you offer your asset management services to?

We provide retirement plan services to the following types of plans:

  • 401(K)
  • Defined Benefit
  • SEP
  • Simple IRA
  • Profit Sharing
  • Cash Balance

To learn more about our retirement plan services, please visit

Safety of Assets

Where will my assets be held?

Client assets will be held at the brokerage firm of his or her choice, such as Charles Schwab & Co, Inc., Fidelity Institutional Wealth Services, or TD Ameritrade.

How do I access my account under your advisory?

Online account access is provided through the custodian (Charles Schwab & Co., Inc, Fidelity Institutional, and TD Ameritrade).

What if I am dissatisfied with your services?

If you are dissatisfied at any point with our services, you can simply “de-link” us through your custodian (TD Ameritrade, Schwab and Fidelity).

Fees and Costs

What is your Annual Advisory Fee?

Our Annual Advisory Fee ranges between $1,000 and $5,000, depending on the level of service selected. To learn more about our fees, please visit

Are the transaction costs included in the annual fee?

No, the transaction fees charged by the custodians are in addition to the annual fee.

May I household my accounts?

Yes, you may household accounts.

Do you receive any kick-backs for using Charles Schwab & Co., Inc., Fidelity Institutional Wealth Services, or TD Ameritrade?

No, we are not compensated by our broker/dealers. We are compensated strictly through management fees charged to our clients.


What is your portfolio methodology?

We apply a passive investment strategy utilizing traditional and enhanced index funds. You can learn more about our investment philosophy here.

How do you determine the benchmark index?

It will be determined by using broad indices, such as S&P 500, Russell 1000, Russell 2000, and etc. Allocations of each index will depend on the model folio chosen.