Firm and Service Related
Yes, we offer wealth management services at an additional hourly rate of $150.
Yes, we provide our clients with customized portfolios if none of the model portfolios suits their needs.
If necessary, we will schedule a meeting to go meet with the client. Clients are also welcome to come visit our office.
Yes, we have been a DFA approved advisor since 2006.
We provide retirement plan services to the following types of plans:
- Defined Benefit
- Simple IRA
- Profit Sharing
- Cash Balance
To learn more about our retirement plan services, please visit https://www.fplcapital.com/services/rp-services/.
Safety of Assets
Client assets will be held at the brokerage firm of his or her choice, such as Charles Schwab & Co, Inc., Fidelity Institutional Wealth Services, or TD Ameritrade.
Online account access is provided through the custodian (Charles Schwab & Co., Inc, Fidelity Institutional, and TD Ameritrade).
If you are dissatisfied at any point with our services, you can simply “de-link” us through your custodian (TD Ameritrade, Schwab and Fidelity).
Fees and Costs
Our Annual Advisory Fee ranges between $1,000 and $5,000, depending on the level of service selected. To learn more about our fees, please visit https://www.fplcapital.com/services/fees/.
No, the transaction fees charged by the custodians are in addition to the annual fee.
Yes, you may household accounts.
Do you receive any kick-backs for using Charles Schwab & Co., Inc., Fidelity Institutional Wealth Services, or TD Ameritrade?
No, we are not compensated by our broker/dealers. We are compensated strictly through management fees charged to our clients.
It will be determined by using broad indices, such as S&P 500, Russell 1000, Russell 2000, and etc. Allocations of each index will depend on the model folio chosen.